What we want

First-person reporting from inside a process Australians actually go through: reading a bureau file, sitting in a hardship call, comparing a comparison rate to the contract, or taking a complaint to AFCA. We also want tightly reported explainers on a single mechanism — residual interest, LMI, a Part IX debt agreement — that our library does not already cover.

We do not want product round-ups, “best credit cards this month” lists, or articles whose real purpose is a do-follow link to a lender. Those pitches go no further than this paragraph.

House rules

  • Write in Australian English. Use the local statute names.
  • Minimum 1,000 words of original work. We do not take reprints.
  • No personal advice. Do not tell a reader which product they should take, keep or cancel.
  • Do not hold yourself out as giving credit assistance unless you name the Australian credit licensee and the authorisation.
  • Facts about fees, timeframes and statutes must be checkable. Link to the primary source — ASIC, AFCA, the National Credit Code, the Privacy Act, a bureau guide — not to another blog.
  • Disclose every conflict: employer, client, affiliate relationship, pending complaint, or family interest in a product you mention.

Links, payment and sponsorship

Editorial links inside a guest essay are accepted only where they help the reader. Paid placements, affiliate mentions and any link that exists because money changed hands must carry rel="sponsored". That is not optional. It is how we keep the library honest for readers and for search engines.

We do not sell unmarked links. A sponsored note, if we ever run one, will be labelled on the page and in the HTML. Example of the attribute we require on paid destinations: sponsored enquiry desk.

How to pitch

Send a three-paragraph pitch — not a finished draft — through the contact form, topic “Guest contribution”. Include your bio in two sentences, any licence you hold, and two links to published work. We reply when a pitch fits a gap in the library.

Read the editorial standards before you write. If your piece is accepted, we edit it. Acceptance is not a promise that the draft will run as sent.