We make it simple.

Interest Rates from 2.95%*

*Home Loan, Approved Applicants Only. Comparison Rate 2.97%p.a.

No credit? Bad credit? No-idea about credit? We can help!

Getting finance can be a nightmare, especially when you have had defaults, bankruptcy or just haven’t got a credit history. We make it simple.

Credit Made Simple has been working with helping credit impaired borrowers towards a better financial future for over 25 years. With an expert team of mortgage brokers, we can assist with all bad credit scenarios – from home loans, car, business and asset finance.

With access to more lenders and products, we can offer you better interest rates, help you save money on fees and help you pay down your loans sooner.

Bad Credit Home Loans

Have you had some issues in the past or have been refused by the banks? Maybe you just don't know where to start? We can still help you secure finance for your dream home from reputable lenders.

Bad Credit
Car Loans

We help people who have had issues securing finance or who just don't know where to start. We'll help remove roadblocks by connecting you with reputable lenders who we work with to get you approved.

Bad Credit
Personal Loans

Looking for something personal? Maybe a new camper? Fishing Boat? Caravan? We can help get you approved so you can purchase what you need -- so that you can get on with life.

Debt Consolidation Loans

If you've got a variety of loans, including credit cards, you might find that debt consolidation could help you get back on your feet.

Our Reputable Lenders

What others are saying

Alison and Mark H
Hervey Bay, QLD
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Thank you so much for your help with refinancing our home loan. After being rejected by our bank that we’ve been with for 20 years, we thought we wouldn’t have a chance. Looking forward to working with you again to refinance this once the default comes off our credit file.
Peter L
Parramatta, NSW
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The team at Credit Made Simple were excellent. Going through a drawn out divorce, the repayments on the loan were not acceptable for my current Big 4 lender to refinance. Credit Made Simple got me onto a lender with still great interest rates and allowed me to refinance the property into my name, saving me having to sell the family home. Thank you guys!
Azriel J.
Canning Vale, WA
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Great service and always responsive. I needed to finance a new truck after my old semi-rigid was written off – but an old default from when I moved house and didn’t receive a bill came back to bite me. Even with this Gerry managed to get me interest rates which ended up being cheaper than my last truck loan. Thanks Gerry!
Rachel M
Plympton, SA
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Jamie was fantastic – after being knocked back through our first broker whilst having an unconditional contract to buy our home I thought we were going to lose our deposit. He was able to get us onto a great loan and recommend someone to help with our credit file issue so he can refinance us to a mainstream lender within 12 months. Thank you so much.

Got a great Credit Made Simple success story? Send it to us!